Most people know that an on the job injury means they are entitled to some benefits through federal workers’ compensation, but not everyone knows exactly what that means. In order to ensure you receive all the compensation you are entitled to, visiting an OWCP doctor is the first step to beginning your claim. But you will also want to understand everything you can be eligible for so you can work with your doctor and lawyers to receive these benefits. Below is an overview of what can be covered by federal workers’ compensation.
Medical Expenses
Whether your injury requires a hospital stay or visits to an OWCP doctor’s clinic, the medical expenses associated can add up quickly. This can often be even more stressful if you are not working due to your injury. Federal workers’ compensation will cover these expenses so that you can recover without worrying about the medical bills associated with your treatment. In order to receive these benefits, you will want to ensure your OWCP documents your injuries thoroughly and properly. This means it’s important for your doctor to be familiar with federal workers’ compensation policies as well.
Ongoing Expenses
In addition to the initial medical costs, there may be ongoing medical costs that contribute to your recovery and your ability to return to work. Federal workers’ compensation covers all of these expenses as well, as long as they are working towards the goal of your recovery from your workplace injury.
Lost Wages
For many people, an injury that leads to a federal workers’ compensation claim also means they will be out of work for some period of time. However, part of the benefits you receive should help to cover your bills while you are unable to work. Federal workers’ compensation is designed to ease this burden, allowing you to focus on recovery and medical needs in the aftermath of an injury. In order to receive this benefit, you will want to ensure your doctor is familiar with the OWCP process and can properly document your inability to work as a result of your injury.
Other Expenses
Depending on your case, you may also be eligible for additional federal workers’ compensation. For example, if you require in-home care for your injury, there may be an “attendant allowance” disbursed to cover the costs associated with this. Any injuries that result in a permanent inability to work may also result in settlements in addition to federal workers’ compensation.
In order to receive all the benefits you have the right to, you will want to work with an expert DOL doctor to understand, document, and treat your injuries.